Officer, Lending Compliance

Job Description
As the Lending Compliance &
Risk Officer, you will be responsible for establishing, implementing and maintaining risk management standards and programs to drive compliance with all applicable state and federal laws and regulations. This person will collaborate with internal and external stakeholders to ensure processes, systems and controls are in place to effectively manage risk and meet regulatory expectations.
Our ideal candidate brings demonstrated subject matter expertise across multiple lending products (unsecured and secured) and in the following consumer protection laws and regulations:

ECOA, EFTA, E-Sign, FCRA, FDCPA, FHA/HUD, GLBA, HMDA, MLA, RESPA, SAFE Act, SCRA, TCPA, TILA, TSR, and UDAAP.
The successful candidate will also have excellent communication skills, an ability to thrive on learning new things and strong collaboration skills.
What you’ll do:

Provides strategic direction and guidance to line of business senior leaders regarding applicable laws, rules, regulations, enterprise standards and industry best practices
Executes Compliance and Risk Program requirements such as regulatory change management, risk assessments, issue management, third party risk management, training, metrics and reporting
Embraces a strong risk culture that identifies and provides oversight, credible challenge and escalation of existing and emerging risks and issues
Monitors and coordinates the reporting, escalation, and timely remediation of issues, deficiencies or regulatory matters
Provides subject matter expertise to business partners on how to mitigate compliance and operational risks
Provides compliance and risk management expertise and consulting for projects and initiatives with moderate to high risk
Identifies strategies to effectively monitor and analyze data (i.E. complaints, quality assurance results, etc.) to identify potential compliance and operational risks
Identifies and recommends opportunities to improve processes that mitigate risk
Develops of policies, procedures, and job aids
Expert in reviewing marketing collateral to ensure it is in alignment with internal guidelines
Leads the collection of information and responding to audit and exam requests
Provides direction to the business with conducting root cause analysis, developing corrective action plans and effectively managing regulatory change
Design and oversee implementation of compliance and risk programs