Mortage Processor

Job Description
Position Overview:
The Home Equity Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions:
Manage an assigned pipeline of 31 plus loans on a daily and weekly basis
Reviews loans in process daily and determines what is needed to process loans quickly
Verifies W2 Income approval conditions and clears routine title
Review loans to ensure loan/property meets investor guidelines.
Main point of Customer Contact to gather supporting documentation to prepare the loan for Underwriting
Provides follow-up on a consistent basis with customers during the loan processing period
Analyzes loan files and submits completed loan packages for approval to underwriting
Responds to inquiries from customers, advisors and vendor partners regarding status of loans in process
Maintains status of all files in process and updates as needed;
keeps abreast of Investor guidelines and changes that may affect loan status
Ensures regulatory compliance
Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
Ensure customer service surveys maintain the rating level designated by management
Communicate with all parties involved in the transaction to keep them informed of file status
Review and analyze all necessary documentation, including borrower docs and third-party docs
Interpret policies while analyzing applicant information, property and documentation
· Regular attendance and punctuality
Requirements:
· 4+ years of current Loan Processing experience dealing with high volume
· Thorough working knowledge of real estate documentation, policies, compliance and procedures
· Proficient in mortgage loan processing
· Excellent customer service and communication skills
· Excellent written and oral communication skills
· Strong organizational, problem-solving and analytical skills
· Able to prioritize multiple competing tasks and manage time effective in a fast paced environment
· Acute attention to detail
· Proficient on computer programs required for position
· Adheres to directives, procedures and standards
· Ability to work in a paperless environment
· Computer proficiency including Microsoft Office Product Suite
· Good computer knowledge;
paperless environment
· Candidates must be available to work outside of normal business hours when necessary
· NMLS-MLO Licensure
Job Environment:
Fast-paced daily work output
Possible long hours/overtime
Required skills:
The ability to work under stressful situations
The ability to establish priorities quickly as circumstances dictate
Ability to manage large caseloads with tight deadlines
Work with direct supervision
Job Type:
Full-time
Salary:
From $25.00 per hour
Benefits:
Dental insurance
Health insurance
Paid time off
Vision insurance
Schedule:
8 hour shift
Monday to Friday
Education:
High school or equivalent (Required)
Experience:
Mortgage Loan Processing:
4 years (Required)
Ability to Commute:
Maitland, FL 32751 (Required)
Work Location:
In person