Credit Analyst Ii / Payfac Underwriter

Job Description
Position Type :

Full time Type Of Hire :

Experienced (relevant combo of work and education) Education Desired :

Bachelor's Degree Travel Percentage :

1 - 5%
Job Description
Are you curious, motivated, and forward-thinking? At Worldpay you’ll have the opportunity to work on some of the most challenging and relevant issues in financial services and technology. Our talented people empower us, and we believe in being part of a team that is open, collaborative, entrepreneurial, passionate and above all fun.
About the Team:
The North American Payment Facilitator (PayFac) Credit/Risk team works collaboratively with leading FinTech clients along with the relevant internal business development teams, relationship managers, transaction risk analysts, compliance, and legal departments to mitigate risk while supporting growth objectives. We’re a diverse team with the potential to have a significant positive impact on a high growth area of the merchant services business.
What You Will Be Doing:

The primary responsibility of the Worldpay Credit team is to review larger credit risk exposure accounts to ensure the client's credit fundamentals are adequate in relation to the potential exposure generated from the payment processing relationship.As a Credit Analyst II, you will perform thorough financial analysis on prospective and current Payment Facilitators, while collaborating with internal and external partners to mitigate risk to Worldpay.
NOT REMOTE - Role is hybrid model which requires locally to Cincinnati, OH or Atlanta, GA.
Reviews underwriting packages for completeness and communicates with the sales rep to obtain any missing documentation.
Performs extensive analysis on a variety of financial statements and provides proper recommendations.
Effectively evaluates complex issues, considering and prioritizing a variety of factors.
Establishes appropriate credit limits and collateral.
Communicates effectively and professionally with internal and external customers.
Exercises sound judgment in assessing potential regulatory and reputational risks.
Monitors and communicates credit concerns to management.
What You Bring:
The ability to go into office and work in a hybrid model.
Extensive experience with financial analysis
Effective communication skills and attention to detail
Unmatched work ethic and strong sense of ownership
Ability to creatively solve problems and achieve company objectives
Time management and flexibility
Added Bonus If You Have:

Knowledge of merchant acquiring services
Experience with Moody’s Risk Analyst or equivalent financial analysis software
Formal credit training
What We Offer You:

A multifaceted job with a high degree of responsibility and a broad spectrum of opportunities
The chance to work on some of the most challenging, relevant issues in financial services &
technology
A work environment built on collaboration, flexibility and respect
A competitive salary and benefits
A fantastic range of benefits designed to help support your lifestyle and well being
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EEOC Statement
FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here
For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer:
In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.
Sourcing Model
Recruitment at FIS works primarily on a direct sourcing model;
a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
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